After 15 years as a wealth manager, I’ve assisted clients with many unique situations along their journey to build and protect wealth. We often sent our clients to outside agencies to set up their property and casualty insurance coverage, and trusted our clients and the agent to get everything in place. After all, insurance is boring and you just need basic things in place such as home, auto, etc., right?

From leaky roofs to teenage driver accidents to claims issues, the stories began to pile up for our clients over the years. We decided we needed to take it into our own hands, to identify the best of the best insurance carriers, and to protect our clients from taking on any unnecessary risks.

Building wealth is only one side of the equation, protecting it is equally important. We realized that we are uniquely aware of each clients financial situation and specific numbers. This allowed us to develop our own proprietary algorithm to help individuals and businesses set proper levels of coverage based on their unique financial condition, not blanket out-of-the-box recommendations.

Wendell Charles Insurance was founded after identifying the need for our wealth management clients to gain appropriate levels of coverage vs. cost. Our mission is to simplify your financial life through a streamlined, organized approach to wealth building and protection.

After years of discussing this issue with longtime friend, Jeff Silvernail (a P&C industry veteran and expert in risk management), we decided to launch Wendell Charles Insurance to solve the repeated issues facing our clients. Some of those items are:

Unaware of Insurance Coverage Levels

Due to the time and complexity of certain cases, most people simply don’t have adequate time to go over every line of coverage. Things get skipped over and brushed aside and we found that clients often are unaware of their insurance coverage levels. Our team reviews those annually or upon any major change on our clients behalf.

Setting Deductible Levels Appropriately

Occasionally, clients may unnecessarily have low deductibles that leads to high premiums. Depending on the specific situation, you may want to raise your deductible if it means significant premium savings. We review each case and make a recommendation based on your cash-on-hand and willingness to accept certain levels of risk.

Insuring Household Valuables

Whether you have physical gold, silver and precious metals, weapons, artwork, jewelry or other unique items, we can find a solution to cover those items at replacement value. We found our clients often either forgot, did not properly take inventory of items, or were unaware that certain items could be covered.

Too Many Financial Meetings

One thing we have learned from clients over the years is that as life progresses, time is your most valuable asset. By streamlining your financial life, reducing the number of meetings, gaining confidence is your financial team, you receive life’s most precious commodity, your time back to spend with your family and doing things that you love.

We Believe You Can Do Better

Thank you for considering our firm for your Property & Casualty insurance needs. We look forward to guiding you and helping you receive proper protection.